Ramón Antonio Moraga Gonzalez

In-Country Director, Nicaragua

Licenciado en economía, con mas de 15 años de experiencia en el conocimiento de los servicios de microfinanzas, cooperativas de ahorro y crédito, cadenas de valor de café y cacao, a nivel nacional Nicaragua, Centroamérica y Suramérica Ecuador Perú. He laborado en grupo de consultores de economía y finanzas privados.


The Neo Fund S.A. es parte integral de muchas familias más necesitadas y más pobres de Managua y sus alrededores que reciben micro-prestamos a sus micronegocios que mejoran la alimentación, salud y vida de sus hijos y de toda la familia.


(Translation)

Ramón is a Licensed Economist with over 15 years of comprehensive experience in microfinance services, savings and credit cooperatives, and the development of coffee and cocoa value chains. His professional reach extends across Nicaragua, Central America, and South America, including Ecuador and Peru. Ramón has also contributed his expertise to private economic and financial consulting firms.


He emphasizes that The Neo Fund S.A. plays a vital role in the lives of many of Managua's most disadvantaged families. By providing microloans for their small businesses, Neo Fund directly contributes to enhancing the nutrition, health, and general well-being of their children and the entire family unit.